What an interesting concept: corporate culture. However, we see it all the time. Every corporation has one, good or bad.10 Best Tips To Get Approved For Business Loans - Comparewise

There was a significant regional bank, since absorbed, that always projected a snooty, unhelpful, holier-than-thou attitude low interest loans
. Most of my experiences with the bank at any level were filled with their ego and arrogance. It was always distasteful, and I was told by many employees how little they liked their company as they were treated with little respect.

This is a corporate culture — low mutual trust or respect, intense control by management, careful, precise, micro monitoring of employees, low pay, no goodwill from customers, no appreciation from employees, meaningless incentives and meager raises — this generates a similar attitude at all levels., distrust and lack of respect. It starts at the top and permeates downward.

I have done business for years with another national bank, Citizens, and since I travel a lot I manage to visit branches all over the region. I have always been treated exceptionally well, as if each branch I would go into was my local branch where I am well known and friends with all the employees. Again, a distinct  nurtured at the top and permeates downward, throughout the business.

Review your corporate or small business culture and evaluate whether or not it is working for you and your business.

Maybe you need to inspect it and make changes. Maybe it is not projecting what you want it to project. Maybe it starts with you. Change your approach and attitude and change the entire culture of the business.

Remember it starts from the top and filters down.

Donald Todrin is the CEO and Founder of  who specializes in SBA Loan Workouts, business debt forgiveness and solving difficult business problems in general. Don has authored dozens of articles on SBA loan default and debt workouts. Follow Don on Twitter and join his Facebook fan page.

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The following organizations are the ones that are responsible for providing low income home buying programs. Research each to see if you qualify for any of the programs.

Fannie Mae. This is the Federal National Mortgage Association. This organization was formed by Congress decades ago and its sole purpose is to help middle to lower class Americans realize the dream of home ownership. There are several ways in which they do this. See their website for more informatio

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